Category: Homeowners


  • 9 Features Your Homeowners Policy Should Have – Unless You’re OK With Unpaid Claims?

    You may be surprised to learn that a Tennessee homeowners insurance policy varies widely from company to company, and is not a standardized policy form.  To complicate matters further, some companies include very important coverages in their policy form itself, but other companies may provide those same coverages only if they charge extra premium for them, and then add them on to […]

    March 7, 2017

  • Parents, Do You Know the Liability Risks of Your Kid’s Social Media Accounts?

    Kids are still plagued by bullies today. But today bullies have a new weapon of intimidation, the internet and social media. And this can lead to financial consequences for the parents of the bully. Is your child using social media? What child is not? It is up to you to be sure it is being […]

    February 10, 2017

  • Divorce and Your Homeowners Insurance

    The latest census data confirms that divorce is going to happen to many married couples. As a result, single parent family units have emerged as the life style of the majority of Americans. Unfortunately, personal insurance policies have not kept pace with these changing life styles. This can be troublesome for married couples who are […]

    February 1, 2017

  • Your Insurance Agent Wants You to Give These Christmas Gifts!

    by Research Team Looking for some last-minute gift ideas for your loved ones? Here are a few things that we think every family needs! Pre-packed Emergency Kit First Aid Kit Roadside Assistance Water Detector and Water Pressure Sensor Battery-operated Cell Phone Charger Renter’s Insurance Safety Vest of Reflector Straps High-quality Flashlight Headlamp Water Bottle with […]

    December 14, 2016

  • The Chilling Truth About Frozen Pipe Claims – And Ways to Avoid Them

    Nashville might be located in the South, but we still receive freezing temperatures that can wreak havoc on our homes and business’ structures and contents.  Every year,  insurance companies pay millions in property damage claims from frozen pipes.  What’s the best way to prevent your pipes from freezing? Plan ahead by making these smart moves now: Seek out names […]

    December 14, 2016

  • 4,400 Nashville Homeowners Shocked to Hear – You’re Now In the Floodplain

    The Federal Emergency Management Agency (FEMA) has closely examined more areas of Davidson County than ever before, and has determined that 4,400 homeowners are living in areas of Nashville now considered to be at a high risk for flooding. For these homeowners that have mortgages through the Veterans Administration or the Federal Housing Administration, this […]

    November 21, 2016

  • Why Is My Credit Score Used When My Insurance is Quoted?

    You may consider it standard procedure here in Nashville that you are asked for your social security number when you ask for quotes on your home or auto insurance. What you might not know is that having your good credit score, which directly influences the insurance score insurance companies use to rate your insurance, can […]

    October 31, 2016

  • Protecting Your In-Home Business

      So you finally took the leap and started your own business in your home. Congratulations! It’s time to make sure that you have the coverage you need for your business inventory, equipment, and cash. Typically, homeowners insurance policies don’t offer coverage for home-based businesses. Your business equipment stolen from your vehicle? Inventory ruined while […]

    September 27, 2016