Category: Homeowners


  • Why Water Backup Coverage Is So Important

    Donna leads a busy life – home is often just a place to lay her head after a crazy day. Over the course of a couple months, she noticed that her sinks were taking a long time to drain and her toilet wasn’t flushing like it should. “I’ll add it to my to-do list,” she […]

    July 16, 2018

  • Sinkhole Damage – Would Your Home Policy Respond?

    Sinkholes have been appearing more and more frequently in the news – but what exactly are they? Sinkholes occur when water seeps through the ground and eats away at the rock beneath it, until the surface of the ground collapses. Limestone is a very common type of rock under a sinkhole because it is soft […]

    July 11, 2018

  • Rent-to-Own Homes: Know Your Responsibility

    You’re ready to settle down – now you need a house. Not everyone has the money for a down payment or the best credit score, though. A growing number of people are finding rent-to-own homes to be a good solution for them. A “rent/lease-to-own” or “lease-option” are agreements entered into in which you pay monthly […]

    July 5, 2018

  • 9 Features Your Homeowners Policy Should Have – Unless You’re OK With Unpaid Claims?

    You may be surprised to learn that a Tennessee homeowners insurance policy varies widely from company to company, and is not a standardized policy form.  To complicate matters further, some companies include very important coverages in their policy form itself, but other companies may provide those same coverages only if they charge extra premium for them, and then add them on to […]

    March 7, 2017

  • Parents, Do You Know the Liability Risks of Your Kid’s Social Media Accounts?

    Kids are still plagued by bullies today. But today bullies have a new weapon of intimidation, the internet and social media. And this can lead to financial consequences for the parents of the bully. Is your child using social media? What child is not? It is up to you to be sure it is being […]

    February 10, 2017

  • Divorce and Your Homeowners Insurance

    The latest census data confirms that divorce is going to happen to many married couples. As a result, single parent family units have emerged as the life style of the majority of Americans. Unfortunately, personal insurance policies have not kept pace with these changing life styles. This can be troublesome for married couples who are […]

    February 1, 2017

  • Your Insurance Agent Wants You to Give These Christmas Gifts!

    by Research Team Looking for some last-minute gift ideas for your loved ones? Here are a few things that we think every family needs! Pre-packed Emergency Kit First Aid Kit Roadside Assistance Water Detector and Water Pressure Sensor Battery-operated Cell Phone Charger Renter’s Insurance Safety Vest of Reflector Straps High-quality Flashlight Headlamp Water Bottle with […]

    December 14, 2016

  • The Chilling Truth About Frozen Pipe Claims – And Ways to Avoid Them

    Nashville might be located in the South, but we still receive freezing temperatures that can wreak havoc on our homes and business’ structures and contents.  Every year,  insurance companies pay millions in property damage claims from frozen pipes.  What’s the best way to prevent your pipes from freezing? Plan ahead by making these smart moves now: Seek out names […]

    December 14, 2016

  • 4,400 Nashville Homeowners Shocked to Hear – You’re Now In the Floodplain

    The Federal Emergency Management Agency (FEMA) has closely examined more areas of Davidson County than ever before, and has determined that 4,400 homeowners are living in areas of Nashville now considered to be at a high risk for flooding. For these homeowners that have mortgages through the Veterans Administration or the Federal Housing Administration, this […]

    November 21, 2016