Category: Insurance Tips


  • Sinkhole Damage – Would Your Home Policy Respond?

    Sinkholes have been appearing more and more frequently in the news – but what exactly are they? Sinkholes occur when water seeps through the ground and eats away at the rock beneath it, until the surface of the ground collapses. Limestone is a very common type of rock under a sinkhole because it is soft […]

    July 11, 2018

  • The Importance of Loan Gap Insurance

    Doug has been scoping out new cars for a while. He finally decides that he would rather lease a vehicle than buy one; lower monthly payments and the ability to switch things up in a couple years with a different vehicle are attractive prospects to him and many others. After all, as of 2016, 31% […]

    July 6, 2018

  • Rent-to-Own Homes: Know Your Responsibility

    You’re ready to settle down – now you need a house. Not everyone has the money for a down payment or the best credit score, though. A growing number of people are finding rent-to-own homes to be a good solution for them. A “rent/lease-to-own” or “lease-option” are agreements entered into in which you pay monthly […]

    July 5, 2018

  • rowboat at sunset

    Essential Safety Tips for Nighttime Boating

    If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water — especially in the summertime. It’s a great thought, of course. But, when you’re boating after dark, you need to think about staying safe, even as you […]

    June 28, 2018

  • Love Your Car? Get OEM Coverage!

    You’re a Ford guy. You’ve always loved them. You appreciate the quality and the great design. After a recent accident, your car goes in for repairs; you assume that the replacement parts will be “Ford” original. Unfortunately, your insurance isn’t going to cover original equipment manufacturers parts (OEM parts). Instead, they will be using after-market, […]

    June 26, 2018

  • father son fishing

    Facts and History Behind Father’s Day

    It’s a bit of a tradition for many fathers to go on and on about the knowledge they’ve gained over the years, whether it’s about history, family stories, financial wisdom, or just plain random facts — like how that building over there used to be the old hardware store. This isn’t a bad thing, of […]

    June 7, 2018

  • Summer Driving Tips

    Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or skateboard, or by car, motorcycle, or RV, increasing the risk […]

    May 24, 2018

  • Tornados and Driving Safety

    What to Do If You’re Caught in Your Car During a Tornado Tornadoes are the most violent storms anywhere, and about 1,200 touch ground in the United States every year, according to the National Weather Service (NWS). They’re as unpredictable as they are violent, most often occurring in the early spring on the Gulf Coast, […]

    May 11, 2018

  • Flood Prevention and Safety

    Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not […]

    April 25, 2018

  • couch in bright room

    Protecting Your Home: Understanding Your Home Insurance Policy

    As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair damage that results from a […]

    April 16, 2018