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  • pothole

    A Primer on Potholes

    Spring is just around the corner, and that means something else might be lurking around the corner, too: A nasty pothole. February, March and April are the worst months for potholes, according to Popular Mechanics, because roads are going through a constant process of freezing, thawing and then freezing again. That can lead to cracking, […]

    March 13, 2017

  • 9 Features Your Homeowners Policy Should Have – Unless You’re OK With Unpaid Claims?

    You may be surprised to learn that a Tennessee homeowners insurance policy varies widely from company to company, and is not a standardized policy form.  To complicate matters further, some companies include very important coverages in their policy form itself, but other companies may provide those same coverages only if they charge extra premium for them, and then add them on to […]

    March 7, 2017

  • Identity theft

    10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    February 27, 2017

  • Danger Carbon Monoxide

    5 Carbon Monoxide Safety Tips

    Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]

    February 17, 2017

  • Parents, Do You Know the Liability Risks of Your Kid’s Social Media Accounts?

    Kids are still plagued by bullies today. But today bullies have a new weapon of intimidation, the internet and social media. And this can lead to financial consequences for the parents of the bully. Is your child using social media? What child is not? It is up to you to be sure it is being […]

    February 10, 2017

  • Divorce and Your Homeowners Insurance

    The latest census data confirms that divorce is going to happen to many married couples. As a result, single parent family units have emerged as the life style of the majority of Americans. Unfortunately, personal insurance policies have not kept pace with these changing life styles. This can be troublesome for married couples who are […]

    February 1, 2017

  • Social Media apps

    4 Social Media Tips for 2017

    The Internet and social media in particular have made it easy to share more of our personal lives with our friends. But, it’s also become easier to share with people we don’t even know. Online privacy isn’t just about protecting your personal information — name, address and birthdate — to help prevent identity theft. It’s […]

    January 24, 2017

  • The Organized Insured

    Many of our carriers offer the amazing convenience of a mobile app to their policyholders. The usual benefits of paying a bill or viewing your policies are there, but some carriers are going beyond this to include even more information for you. Steps are given for what to do in the event of a car […]

    January 23, 2017

  • Winter Layup Tips for Boats

    Responsible boat owners know that enjoying their boat in the summer is possible only if they put in the time and effort to properly winterize their boat in the off-season. Also, lack of maintenance or neglect of the boat could result in costly damage that would not be covered by any insurance policy on the […]

    January 6, 2017