You’re ready to settle down – now you need a house. Not everyone has the money for a down payment or the best credit score, though. A growing number of people are finding rent-to-own homes to be a good solution for them. A “rent/lease-to-own” or “lease-option” are agreements entered into in which you pay monthly […]
July 5, 2018
If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water — especially in the summertime. It’s a great thought, of course. But, when you’re boating after dark, you need to think about staying safe, even as you […]
June 28, 2018
You’re a Ford guy. You’ve always loved them. You appreciate the quality and the great design. After a recent accident, your car goes in for repairs; you assume that the replacement parts will be “Ford” original. Unfortunately, your insurance isn’t going to cover original equipment manufacturers parts (OEM parts). Instead, they will be using after-market, […]
June 26, 2018
It’s a bit of a tradition for many fathers to go on and on about the knowledge they’ve gained over the years, whether it’s about history, family stories, financial wisdom, or just plain random facts — like how that building over there used to be the old hardware store. This isn’t a bad thing, of […]
June 7, 2018
Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or skateboard, or by car, motorcycle, or RV, increasing the risk […]
May 24, 2018
What to Do If You’re Caught in Your Car During a Tornado Tornadoes are the most violent storms anywhere, and about 1,200 touch ground in the United States every year, according to the National Weather Service (NWS). They’re as unpredictable as they are violent, most often occurring in the early spring on the Gulf Coast, […]
May 11, 2018
Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not […]
April 25, 2018
As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more ways than you may think, helping you rebuild your home or repair damage that results from a […]
April 16, 2018
“No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland — but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather brings plenty of risk to go with its beauty. If you aren’t ready, you could find yourself with […]
March 22, 2018
You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize—4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention. And most victims are young children. Those injuries also have a bigger impact […]
March 8, 2018