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  • thermostat

    Want a Safer Home? Consider these Inexpensive Fixes

    Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have to break […]

    May 17, 2017

  • Distractd driving

    Avoid Deadly Distractions Behind the Wheel

    Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. But although texting is perhaps the most dangerous distraction, there are many others that can impact […]

    May 3, 2017

  • Man driving

    Do You Need Rental Car Insurance?

    Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that?” Most travelers, […]

    April 11, 2017

  • mechanic

    The Best Questions to Ask When Picking a Mechanic

    “Never trust a mechanic who drives new cars. They’re either charging too much money for their work, or they can’t keep an old car running — maybe both.” —Patricia Briggs, author Okay, maybe that approach is a bit simplistic when your car breaks down and you need to choose a mechanic. But for many people, […]

    March 22, 2017

  • pothole

    A Primer on Potholes

    Spring is just around the corner, and that means something else might be lurking around the corner, too: A nasty pothole. February, March and April are the worst months for potholes, according to Popular Mechanics, because roads are going through a constant process of freezing, thawing and then freezing again. That can lead to cracking, […]

    March 13, 2017

  • 9 Features Your Homeowners Policy Should Have – Unless You’re OK With Unpaid Claims?

    You may be surprised to learn that a Tennessee homeowners insurance policy varies widely from company to company, and is not a standardized policy form.  To complicate matters further, some companies include very important coverages in their policy form itself, but other companies may provide those same coverages only if they charge extra premium for them, and then add them on to […]

    March 7, 2017

  • Identity theft

    10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    February 27, 2017

  • Danger Carbon Monoxide

    5 Carbon Monoxide Safety Tips

    Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]

    February 17, 2017

  • Parents, Do You Know the Liability Risks of Your Kid’s Social Media Accounts?

    Kids are still plagued by bullies today. But today bullies have a new weapon of intimidation, the internet and social media. And this can lead to financial consequences for the parents of the bully. Is your child using social media? What child is not? It is up to you to be sure it is being […]

    February 10, 2017

  • Divorce and Your Homeowners Insurance

    The latest census data confirms that divorce is going to happen to many married couples. As a result, single parent family units have emerged as the life style of the majority of Americans. Unfortunately, personal insurance policies have not kept pace with these changing life styles. This can be troublesome for married couples who are […]

    February 1, 2017